John Kim is one of Australia's top finance broker specializing in residential, commercial, and SMSF lending. He combines his education in Accounting & Finance, and over a decade of experience in banking, broking, financial planning, and wealth management to deliver tailored advice and exceptional service to his clients to help them achieve their financial goals.

John enjoys trading CFDs, investing in shares & properties and funds, learning about geopolitics / health / psychology & mindset, golf, tennis, gym and a good drink with good company time to time.

With over six years of experience across major banks, non-bank lenders, and the broker channel, Justin is known for his ability to navigate complex loan structures while delivering clear, practical advice to clients. He prides himself on building long-term relationships with clients and referral partners, with a strong focus on compliance, accuracy, and service quality.

Justin’s experience in both retail banking and broking allows him to bring a well-rounded, commercially focused approach to every client engagement. One principle that guides Justin is that there is no “one size fits all” approach to lending.

Macy specialises in researching lender policies and structuring new deals, working closely with the advisers to identify the most suitable lending solutions for clients. With strong finance experience and multilingual skills in English, Mandarin, and Cantonese, she ensures clients are presented with well-researched options and tailored strategies that align with their goals.

Zaid focuses on the detail and accuracy of every loan file, handling data entry, compliance checks, and documentation to ensure applications meet strict lender and regulatory requirements. His precision and thoroughness play a key role in keeping the process smooth and stress-free for both clients and lenders.

Malsha is an all-rounder who supports the team with client servicing, loan maintenance, reporting, and analysis. With strong financial and mortgage expertise, she ensures existing clients continue to receive proactive support while also assisting with the operational and analytical side of the business.