Homes, loans & mortgages blog

Keep up with the latest on home loans, mortgages, the property market and finance.

Can’t find what you’re looking for? Get in touch, we’d love to help.

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6 mistakes to avoid when buying your first home

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Your Game Plan for saving for a Home Deposit

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Number Crunch: The Nitty Gritty of Buying Your Home

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Q&A: Answering some of the questions we hear the most

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3 useful tips when buying your first home

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Brush up on your Loans: The Loan Type Cheat Sheet

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Knowing when to refinance your home loan

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Myth Busting – Understanding Refinancing Myths

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How renovating adds value to your home

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The benefits of buying outside capital cities

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Tips for presenting your home for sale

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Real life refinancing

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Three tips to help you buy in a competitive property market

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Tips to Increase Your Rental Returns

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A First Home Buyers Guide To Stamp Duty - Get The Facts

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BYRONS Lending

5.0

aidin yousif

a day ago

John has been exceptional throughout the home loan refinancing process, he has taken all of the stress and hassle out of the process. I would not hesitate in referring John to others, and look forward to using his services and expertise in the future.

William Sumargo

2 months ago

Kel B

3 months ago

Great experience with John and Kai. Perfect communication and made the loan process easy and streamline

Michellee Gracee

3 months ago

John Kim was an absolute pleasure to work with during our home-buying journey. He was consistently responsive and kept us informed at every stage of the loan process. What really stood out was how approachable and patient he was, no question ever felt too small, and he always took the time to explain things clearly. His support made the experience feel much less overwhelming, and we truly appreciated his calm and professional approach. We wouldn’t hesitate to recommend John to anyone needing a trustworthy and supportive mortgage broker.

michael dobesch

3 months ago

Very prompt service. John Kim was very easy to talk too and understand. He gave us step by step advise/instructions where needed. Happy to recommend him and Byron's lending!

Greater Visuals (greatervisuals)

3 months ago

We had a fantastic experience working with John Kim as our mortgage broker. From the very beginning, he was incredibly responsive and always kept us updated on the progress of our loan application. John was kind, approachable, and made us feel comfortable every step of the way, especially when we had questions. He was always easy to reach and took the time to explain everything clearly. Thanks to his support, the whole process felt smooth and stress-free. We highly recommend John to anyone looking for a reliable and supportive mortgage broker. - Orville T.

Barbara Dobesch

3 months ago

Fantastic to talk with, never a bad time to call. Thank you. Recommend John Kim

Nancy Abedou

3 months ago

Very professional , efficient

Michael

3 months ago

I've used John Kim at Byrons several times over the past few years for everything from simple lender hopping, refinancing existing loans, up to messy investment purchases and it has always been a great experience. Excellent communication and service, great advice and super rates. Highly recommend.

S2P Connect

3 months ago

John Kim is prompt and professional in his dealings, and got the job done for us with the best outcome. Highly recommend!

Brandon Tumeth

4 months ago

Very professional approach by John Kim from BYRONS lending. Being a first home buyer I wasn’t too sure what I was in for but John sat down with me and talked me through the whole process. Within days he had approval with an unbelievable rate. Thankyou to John and the team at BYRONS lending.

Burcu Isler

5 months ago

John is an exceptional mortgage specialist. He has served as our reliable consultant for several years due to his extensive expertise, thoroughness, and warm demeanor. He promptly and energetically addressed our numerous inquiries, not infrequently beyond business hours. I strongly recommend his company to anyone considering borrowing a loan. Thanks very much John and the team!

Ozan Isler

5 months ago

John is an outstanding home loan expert. He has been our trustworthy advisor for the past few years for various reasons; he is very knowledgeable, diligent, and friendly. He responded to our many requests quickly and tirelessly and often outside usual work hours. With his help we were able to achieve our goals seamlessly. His services are highly recommended!

Alyssa Kim

6 months ago

As a first-time homebuyer, i feel incredibly fortunate to have found Byrons Lending to assist us with our very first purchase! John has been extremely proactive and supportive throughout the entire process. Thank you John and the team again! Looking forward to working with you again in the near future :)

Prishika Narayan

7 months ago

John is very professional and knowledgeable. He helped my relatives restructure their finances and they were very impressed by his services. Highly recommend!!

Adam

8 months ago

Where do I start. Mortgage better, they truly mean it when you get a better mortgage experience. Calling Out John Kim who front lined this journey with me putting in extra hours and going back and forth to make sure he sealed me a deal I was happy with. After so many complications, and during one of the most crucial and difficult times to be securing a loan John did not quit once at seeing me through to the finish line. Setback after set back didn’t deter John kim but only made him more persistent in delivering what he promised he would and Not only do I regret not finding him earlier it’s safe to say teaming up with mortgage better is the best and most simple way to fast track your Loan. I can’t be more thankful. Cheers to You John.

Eric Sun

8 months ago

Friendly staff and excellent service!

George Haddad

8 months ago

John is a legend, absolutely loved dealing with him! Concise and professional! Highly recommend

Mel Morris

8 months ago

John is very knowledgeable on all technical aspects of lending and makes it easy! I recommend John as a great trusted advisor.

Jenny Stathopoulos

8 months ago

John is a true professional dedicated to helping his customers achieve their financial goals. Highly recommended

Kee Wong

8 months ago

J Zhang

8 months ago

I recently had the pleasure of working with John Kim as my lending broker, and I couldn't be more impressed with the level of service and professionalism I received. From the very beginning, they took the time to understand my financial goals and provided me with tailored options that perfectly suited my needs. What truly set them apart was their transparent communication and ability to guide me through the entire process. They made complex financial terms easy to understand and were always available to answer my questions. The application process was seamless, and I was kept updated every step of the way. Thanks to John Kim, I was able to secure favorable lending terms that helped me achieve my financial goals with ease. I highly recommend their services to anyone looking for a reliable, knowledgeable, and supportive broker. They went above and beyond to ensure my experience was smooth, and I will definitely be working with them again in the future!

Yi Y

8 months ago

John Kim has been excellent in handling my clients’ lending requirement and providing outstanding and strategic lending advice. John is very professional, trustworthy and knowledgeable.

robert fanella

8 months ago

Amazing work from Byrons. They were really helpful and explained everything along the way. I had a lot of questions and they were very patient with me and my partner.

Rowan Ma

8 months ago

I had an excellent experience with John and highly recommend him as your one and only broker. The personal highlight for me was trying to get an application in before the banks refreshed their interest rates the next week. Tt was because of John's persistence and attentiveness by literally receiving and submitting my application on a Sunday afternoon that made it all possible. That was very much appreciated and looking forward to working with him from here on out.

Desmond Teng

8 months ago

Reliable and professional

William Childs

8 months ago

John is professional, trustworthy & delivers on promises at all times, would highly recommend!

Daniel

8 months ago

John assisted me in getting my second investment property. He is very professional and well knowledged across all different products and asssessment criterias through various banks.

Joel Round

8 months ago

Good advice, efficient service, great communication and friendly. I always achieve a better financial result working with John and the team.

Danielle

8 months ago

John and his team provide excellent professionalism and responsiveness to make the processes incredibly smooth and straightforward. I would recommend anyone who looking for loan broker service to reach out to John’s team.

Info - OCA GROUP

8 months ago

John has been a pleasure to deal with from the very beginning, we appreciate the honest and direct approach Would highly recommend

Nimieera Heart

8 months ago

John from Byron’s is the perfect example of everything you would want as a mortgage broker. Smart, honest and reliable!!

Tiffany Chew

8 months ago

John Kim from Byrons has helped me with refinancing of my mortgages recently. He is very professional and always provide great advice. Would recommend his services to anyone looking for mortgage broker.

Sarj Audeshow

8 months ago

"John and I have been colleagues for many years, and he is the most honest and reliable person I have ever met. He has helped me in both my personal and business life. I highly recommend John to anyone interested in utilising his professional services."

Joseph Antonios

8 months ago

John has previously worked with a friend of mine to secure their property in Western Sydney. He was very helpful and professional with his services. They were very impressed and have recommended him to other friends and family.

Alex Tinsley

8 months ago

Recently, John Kim assisted a friend of mine on an incredibly difficult situation for his home loan. He managed to achieve something that other brokers would never have even thought of let alone attempted. I'm extremely pleased to have connected my friend to him and Byron's as they made me look amazing in the process. Great work John and team

Kamal Boutros

8 months ago

John Kim is amazing, very knowledgeable and a true gentleman. He has a vey professional approach. I am a solicitor and I have referred him a client who proved to be a difficult client. John handled the client very well was very patient and accommodating. Highly recommended.

elias zohori

8 months ago

Every client that I have sent through to John from Byrons has had nothing but high praise for the work he does. His diligence and solution focussed approach to each client seperates him from the rest.

Lando Rossi

8 months ago

John Kim an exceptional professional who truly cares about his clients. As a friend, I’ve seen how dedicated he is to helping people find the right lending solutions, always putting their best interests first. John’s expertise, honesty, and approachable nature make him stand out in the industry. If you’re looking for someone you can trust to guide you through the lending process, I wholeheartedly recommend John Kim and Byron Lending Services.

Johnny Lam

8 months ago

Thank you John for the excellent service and support provided through a challenging loan application with settlement! Highly recommend!!

Katja Go

8 months ago

John was very knowledgable. Me and my partner were first home buyers and he guided us through the whole process. He even gave us great referrals for a conveyancer and made the whole process even smoother for us. We would highly recommend their services.

George Dragatsis

8 months ago

I would like to thank John and his team for their professionalism, expertise and responsiveness they provided me throughout the whole mortgage application until settlement process. I highly recommend John and look forward to working with him again in the future!!

임경훈

9 months ago

"I recently consulted with a mortgage broker for a loan, and I couldn’t be more satisfied with the results. The entire process was smooth, professional, and exceeded my expectations. The broker was knowledgeable, responsive, and attentive to my needs, making sure I understood every step. I’m grateful for their guidance and highly recommend them to anyone looking for a reliable and efficient mortgage broker "John Kim!!"

hyung dae kim

9 months ago

Great experience, thank you for your professional help john

M Zaghloul

10 months ago

Very helpful and friendly and John gets us the best deals. Thank you

EH

10 months ago

This is the second time we are using Byrons for our home mortgage. They have been very helpful and patient and successful in getting the mortgage for our home. Even though our changing family circumstances meant we had to trouble them many times for a change of plans. I would especially thank Ken for being so thorough and careful in his research and pulling us through. Thank you and best of wishes for your business.

pushpank shah

10 months ago

Excellent Service! John has been very helpful through out the process and helped in every way possible to get this over the line. Communication was top notch. Highly recommended!

Ben Yo

10 months ago

Excellent broker.. will get you to where you need to be.. and is there with you from start to finish..

Graham Yip

10 months ago

Professional and easy to communicate

Jason Yip

10 months ago

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